How to Make a Funeral Plan

| by team-passare,
Back to Blog shutterstock 495754807 How to Make a Funeral Plan Funeral Plan funeral Family EOL End of Life Management End of life care end of life Have you made your end of life plan yet? If not, you’re not alone. Most Americans say they want to do it but far too many of us wait until it’s too late. This series will help you prepare an EOL plan in three simple steps.
Within a week or even a weekend you can have a basic EOL plan that delivers the peace of mind you want about the one step in life we all must take. Let’s do this together.

A lot of folks think once they’ve prepared their Advance Directive and Last Will they’re finished making an end of life plan. There is one key step left, which tends to be the most overlooked part of an essential EOL plan. It’s something that gets talked about quite a bit but rarely done: the pre-planning of your funeral.

By planning your service in advance, you take the burden off your loved ones by specifying the type of memorial you want. Without a plan, your loved ones may be unsure how you would like to be remembered and will have to spend energy during an emotional time worrying about it.

Understand that a funeral plan doesn’t have to be complex; it can be as simple as writing down, “I want to be cremated with my ashes scattered in the ocean.” It’s entirely up to you.

If you do want to have a formal funeral service, some people today are pre-planning every facet of their memorials: from buying their casket, plots and tombstone to planning their own funeral reception. Others are filming videos to be played at their service as a final farewell to their loved ones. You can be as creative as you want.

To learn more about how to pre-plan your service, check out our Planning a Funeral Checklist. After you’ve browsed the checklist, here are some key questions you should ask yourself when writing your funeral plan:

  • Do you want to be buried or cremated?
  • What kind of service do you want to have?
  • Do you want any funeral events like a viewing, wake or reception?
  • Where do you want your service to take place?
  • Who would you like to officiate your funeral?
  • Do you want anyone to deliver a eulogy?
  • Do you want any songs, hymns or pieces of music played?
  • Would you like any donations made to charities on your behalf?
  • Who would you like to be your pallbearers?

You can also include other preferences like the types of flowers you want at your service or the kind of food you want served at your reception. There is no template; it’s all about how you want to be remembered.

Finally, we understand a lot of people aren’t in the position to pre-pay their funeral; we aren’t here to sell you anything. But if you are interested in taking the financial burden off your family, buying Funeral Insurance is an option you may want to consider.

A funeral today can cost anywhere from a few thousand dollars to $10,000. Purchasing insurance will save you money and the funeral director will file the claim so paying the bill is easier on your family. There are other advantages to having insurance, like pre-paid burial funds are considered exempt under Medicaid, which means your investment is secure and can’t be spent on long-term care.

If you’re interested in pre-paying your funeral, click here to learn more about how you can buy insurance from a provider near you.

Congratulations, you just completed the third step in your EOL plan. Stay tuned for next week’s story when we’ll show you how to fill out all your paperwork and make it official.

5 Responses to “How to Make a Funeral Plan”

  1. Jessy Shaw

    I really like your list of questions that one should ask themselves. It basically covers all of the basics. My grandma is thinking about cremation because it is lower in cost. I will pass this list on to her. Thank you for the tips and advice!

  2. Kael Drake

    I really liked your post! My mother is very sick, and she has asked me to help her do all of the planning for her funeral. One of the things that you mentioned that I found to be very helpful was the list of questions to ask ourselves as we plan the funeral. I never would have thought about some of these things, like who is going to officiate the funeral, before! I’m going to print off your list so that we can check it off as we plan the funeral service. Thank you for the help!

  3. Lillian Moore

    I was surprised by the general cost of a funeral. The thought of a few thousand dollars to $10,000 can be a bit painful for many families so it can help to have funeral insurance to help alleviate some costs. I can see where all the costs can go to pay for the funeral but it is interesting to know that those costs are so much just for someone to pass away. The cheapest way to be cared for is probably cremation, though, not a lot of people want to be taken care of like that after they die. I enjoyed reading your article. Thank you.

  4. Jackie Oliver

    My dad is really ill, and won’t be with us much longer. We were talking the other day, and he told me that he wants as much say in his funeral as possible. I love the checklist you put on here, it is super helpful! I can just go down the list, and get his preferences. I hadn’t thought about asking him which hymns and pieces of music he wants played. He loves music, and i think it would mean a lot to him to have some say in that.

  5. Ridley Fitzgerald

    You have some great funeral planning tips. I love the list of questions you have here. They really make sure that all the fine details are accounted for. I hadn’t even thought about having donations made to charities on our behalf. That would be nice.

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